Every nowadays are having a car like from poor people to middle-class people to rich people ever one have their own car but the type of car that they have is what differs from each other but that’s not the biggest issue actually, so what we are actually trying to convey is that whatever car you have is not important but having car insurance is what more important.
Because we don’t know what can happen at any time, sometimes you may get caught into an accident, luckily you may get out of it with no injury but your car won’t be like the same like you escaped, definitely, it might get damaged so during these situation having insurance is what that gonna help you.
Today I’m answering a question I hear all the time – “Are my personal belongings covered if someone breaks into my car?”
Unfortunately, they typically are NOT covered! Your auto insurance covers your car from damage and accidents, but not the items inside from theft.
Read about Liability Insurance
But there are still ways to protect yourself. First, and most obvious, avoid keeping high ticket items in your car in the first place. This includes things like your laptop, iPad, purse, etc.
If you’re out shopping, keep your doors locked and lock most items away in the trunk.
Checkout on Tornado Insurance
But this isn’t always possible. And so you also want to make sure you’re covered by carrying Renters or Homeowners insurance for your personal belongings. These policies include a certain amount of coverage for property off-premises. These are subject to your deductible so make sure to discuss with your agent to see what kind of coverage you have currently.
With a little bit of prevention and great insurance, you won’t have to worry about items being stolen from your car. Have questions? Give us a call to discuss them anytime!